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Commercial health insurance coverage

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Currently, 31 states and the District of Columbia have enacted telehealth commercial insurance coverage laws, and bills are under development in several other states. These laws are generally referred to as “telehealth commercial payer statutes” or “telehealth parity statutes.” They are designed to promote patient access to care via telehealth, whether the patient is in a rural area without specialist care or a busy metropolitan city without the time to leave work or the home and devote three or more hours to an in-person check-up in a crowded waiting room. There are significant variances across the 31 states, but two related but distinct concepts have emerged: telehealth coverage and telehealth payment parity.